Protecting your livelihood on the road starts with the right truck insurance. At truck-cover.com.au, we help Australian drivers, owner-operators and fleets compare truck insurance Australia wide, so you can match cover to your vehicles, routes and contracts. Explore options for prime movers, rigids, trailers and light commercial vehicles, and understand how premiums, excesses and benefits work before you commit, with clear information at every step.
Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.
Truck insurance in Australia made clear
Whether you run a single truck or a growing fleet, choosing suitable commercial truck insurance can feel time-consuming. We focus on clarity, explaining your options in plain language so you can balance cost, cover and downtime risk with confidence.
Use this site to learn how commercial truck insurance, heavy vehicle insurance and owner-operator truck insurance work, then request tailored truck insurance quotes from Australian providers. You will also find practical guides, tools and news to support your decisions.
Compare truck insurance quotes across Australia
See a range of options: Compare policies from multiple truck insurers in Australia in one place.
Match cover to your work: Consider distance, load type, depot location and contract requirements.
Balance price and protection: We explain how excesses, limits and inclusions affect premiums.
Simple next steps: Move from research to a personalised quote when you are ready.
Understand the differences between comprehensive vs third-party truck insurance so you can select cover that suits your risk profile and budget.
From owner-operator truck insurance through to fleet truck insurance, policy types and options can vary widely. We break down cover for damage to your own vehicle, liability to others, downtime benefits and accessories such as refrigeration units or trailers.
Start with our in-depth guides on how to compare truck insurance policies, then speak with a broker or provider knowing which features matter most to your operation.
Truck-cover.com.au also keeps you informed about regulatory changes and market shifts that affect transport and logistics insurance, from fatigue laws through to changes in heavy vehicle insurance underwriting.
Stay informed about truck insurance Australia
Staying up to date helps you avoid gaps in cover and spot new opportunities to adjust your policy, especially if your routes, contracts or fleet size change.
Industry news, regulations and insurer updates
Follow developments that influence commercial truck insurance and transport risk.
Updates on truck insurance requirements in Australia for different vehicle classes.
Changes to road, fatigue and freight regulations that may affect cover conditions.
Insights into how claims trends can influence heavy vehicle insurance pricing.
Visit our news hub regularly to stay across changes that could affect your premiums, cover scope or claims experience.
Recent supercell thunderstorms in South East Queensland and northern New South Wales have led to a surge in insurance claims, prompting Suncorp to reach its maximum reinsurance retention of $350 million. The insurer has reported over 10,000 claims related to these events, with approximately half pertaining to home damages and the other half to motor vehicles. - read more
The National Truck Accident Research Centre (NTARC) has released its latest Major Incident Investigation Report, highlighting inattention, distraction, and inappropriate speed as the most frequent human factors behind major truck crashes in Australia. While there has been a modest reduction in these incidents compared to previous years, they continue to pose significant risks to road safety. - read more
As a proud truck owner, you understand that your vehicle is more than just a means of transportation; it's a vital part of your livelihood. With the unique insurance needs specific to your industry, ensuring that your truck is well-maintained can have a substantial impact on your insurance costs. - read more
Welcome to our comprehensive guide on navigating the insurance claims process as a truck owner in Australia. We understand that owning and operating a truck comes with unique challenges, and managing insurance claims effectively is one of them. This article aims to equip you with essential tips and knowledge to ease the claims process, potentially saving you time and money. - read more
For many Australian business owners, truck insurance is a crucial part of financial planning. It protects your investment and keeps your operations running efficiently. Truck insurance isn't just about compliance; it's about security and peace of mind. - read more
Welcome to our latest blog post where we dive deep into the world of truck insurance premiums. If you're a truck owner or operator in Australia, this is a topic you can't afford to overlook. Understanding how your premiums are calculated can make a significant difference to your bottom line. - read more
Knowledgebase
Copayment: A fixed amount you pay for a covered healthcare service, usually when you receive the service.
